We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $35,000 for personal loans. Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. Year 3 interest: 1,061 x 0.03 = 31.83 and 31.83 + 1,061 = 1,092.83 In total, you'll pay back $1,092.83 at the end of the finance period.įor peace of mind, and to ensure you know what you're going to pay, ask your lender exactly what fees are included in the APR figure they offer you. You borrow $1,000 with an APR of 3% over 3 years (assuming an annual APR calculation). Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. We strive to keep all the information on this site up-to-date and accurate but you should check any rates and terms as well as other product or service information on the provider's website.ĪPR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. Their rating is based solely on real people's reviews which go through a double verification via phone number and e-mail. But it doesn't impact the way the companies are evaluated. can get some compensation for featured placement of certain sponsored products and services, or your clicking on links posted on this website. The main aim of is to provide verified information that is taken from the companies' websites and other public sources and supported by the links to them. Their use does not signify or suggest endorsement, affiliation, or sponsorship. Neither is liable for other companies' logos, names are trademarks™ or registered® trademarks used on our website. As you click on any advertising block, you are redirected to the third party's website and it's your responsibility to check all the details of the deal. is not responsible for any products and services advertised and compared. We just provide the relevant data to help the company promote its services and let the customers find and get the necessary assistance faster. If the company's page is not marked by "Affiliate Sign" and "Affiliate Disclosure", it means we are not affiliated with this business. Overall the team members were nice and enjoyable, but were underpaid- they came to IBC "for experience" and then took that experience - is an independent advertising service that provides information and reviews on various companies to help customers compare them and get the best deal. Sadly in the end the 7 day banking thing didn't work and after I left I know a lot of their business left too. They based a lot of their work off of what they call "blitzing" which is basically sales calls, and would real businesses in with their 7 day banking. I enjoyed what I did, but I felt absolutely taken advantage of. I was exhausted, never had a lunch break, never had a bathroom break, and the guest needing assistance only trusted to come to the bank I ran and come to me for assistance. I was getting paid the very minimum a person could make on a salary pay and worked over 60 hours a week. With every promotion came a certification class or two before you could get your next pay rate change and I never got the coverage to make it to those certification classes. The help only lasted 1 month, but I stayed 3 months to give them a chance for help. I finally got help after the Vice President of the area called me personally to talk about what was going on and to ask me to come back with the promises to help me out. I begged and pleaded for help and relief and was not offered it until I put in my two weeks. I remember having to work every day for over a month. During my time there the company had issues with keeping employees and the team members who were employed were so overworked they were exhausted. I started at the bottom of the totem pole and worked my way up. When I worked for this company, the location I worked at was a 7-day branch.
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